How Your Credit Score Can Impact Your Purchase, and Why We Work with You

A few late payments, college loans, other debts, divorce, bankruptcy, or simply not having any credit due to age and other factors, your credit score can go up and down based on a number of things. We all should strive to be able to pay down loans and our monthly bills, but we realize financial hardship comes in different forms, and just because you've had some bad finances in the past shouldn't stop you from being able to get a vehicle. After all, many of us need a car to get to work or school, to run errands, and to make a living. We understand this, and it's why we make sure to provide you with auto loan solutions if you have challenged credit.

When you shop with us at Umansky Subaru of Charlottesville, we'll help you with financing and identify payment plans that work in your budget and highlight vehicles that make sense based on your budget and credit situation, so you can get behind the wheel of an affordable option and make the payments. Being able to make monthly car payments on your vehicle can help restore or demonstrate you have good standing with credit institutions, and put you back on track while also making sure you won't miss work, class, picking up the kids, going to the store, and more.